FAQ's or what do I need for a quote?

 Easy enough, most of you out there are looking for home insurance. For other types of insurance, flood, excess liability, personal floaters, call or email us, we will gladly guide you through the requirements. 

Home Insurance companies will ask for:

• Name
• Address
• Is the property your primary home or an investment property
• Type of property (single family, townhome, condo)
• Basic info on the property itself (does is have a garage? a pool?)  
• Discount qualifiers: alarm, impact windows or shutters, new roof...
• Do you have prior insurance (less then 45 days old)?
• Is this a new purchase

To get an accurate auto quote you will need to provide:

• Name of all drivers in the household
• Address
• Date of birth of all drivers in the household (don't forget those youngster already driving)
• Year, make and model of your car
• Type of coverage you are looking for (liability OR liability + coverage for your auto)
• Confirmation about having prior insurance
• Prior claims in the past 5 years

Are you thinking TMI? Rates depend on many factors, car model, amount of drivers, age of the drivers. Feel free to call us if you are not in the typing an email mood.
 

*An auto policy has to be under the name of the owner of the car, in other words, who's listed on the registration? That's who needs to be on the policy 

You are probably searching for business general liability. For other quotes like personal comprehensive liability, personal or commercial umbrellas, workers compensation, professional liability or E&O, call us, we will guide through the requirements needed to get there.

• Name and Name of your Company
• Type of business (what does your company do)
• Estimated annual payroll
• Estimated annual gross income (company) 
•  Number of owners and number of employees

• Name and Name of your Company
• Address
• Type of business (what does your company do)
• List of drivers
• List of vehicles to be insured (owned by the company)*
• Vehicles use (delivery, commute, visiting jobsites...)
• Type of coverage you are looking for (liability only or liability + coverage on your auto)

* Check vehicle registration 

Condos and Homeowners Associations

• Condo or Association name
• Address
• Replacement Cost / Building Valuation
• Mitigation Inspection
• Current coverage if any
• Type of policies you need: Property, Liability, D&O*, Crime, Umbrella, DIC**

 *D&O = Directors & Officers  

DIC** = Difference in conditions 

• Business name
• Address
• Replacement Cost / Building Valuation
• Mitigation inspection
• Current coverage in any